• Mortgage Loan Officer (Multiple Locations)

    Posted: 10/02/2020

    • Full Time Positions at: Lafayette, IN Indianapolis, IN Fort Wayne, IN South Bend, IN

       

      A Centier Associate is someone who embodies a servant heart, is unaccepting of anything less than remarkable service, and is self-motivated and driven to deliver exceptional results.

       

      What are our values?  Our Corporate values are Caring, Loyalty, Integrity, Friendship, Fun....who wouldn't want to work for an AWARD-WINNING company that's built on these pillars?

       

      What about the perks?  Access to our OurHealth Clinics which provide FREE visits & prescriptions, Generous Paid Time Off benefit, Tuition Reimbursement, 401K match, Associate Stock Ownership Plan, Daycare Reimbursement, FREE Onsite Fitness Center/Fitness Reimbursements, Health and Wellness Programs, the ability to have a voice with our Diversity/Equity/Inclusion Council, Career Growth, Work/Life Balance, AND MORE!


      What your normal day-to-day would be:

      • Responsible for making sales calls on realtors, builders, and other pertinent parties for the purpose of soliciting mortgage loans, developing banking relationships, and cross-selling services. (Outside Loan Originators only).
      • Interview loan applicants to document income, debt, credit history, employment, and general information. Request and review documents such as income tax returns, W-2’s, purchase agreements, legal descriptions, forms for verification, and all other documents necessary to properly process an application.
      • Determine if applicants meet established standards or what additional information might be necessary for further consideration.
      • Ability to analyze financial information, including but not limited to tax returns.
      • Inform applicants of all costs and closing fees associated with the loan request.
      • Submit completed loan applications and all supporting documents to loan processing to begin processing of the loan.
      • Call applicants to resolve discrepancies such as derogatory credit, unlisted debt or any other issue.
      • Inform loan applicants of loan approval or denial.
      • Participate in all scheduled meetings deemed necessary by management.
      • Communicate open and honestly with all bank associate’s including management and with clients and potential clients.
      • Meet production goals on a monthly basis.
      • Attend loan closings.
      • Understand and adhere to all bank and government regulations, rules, policies, and procedures including, but not limited to operations and compliance.
      • Represent the bank in community activities including business, charitable, civic, and social to develop and maintain client contact and referral relationships.
      • Engage in personal development activities such as BAI courses and internal/external training to assist in growing in career.

       

      What is needed to be successful in this position:

      • Computer knowledge in a Windows environment and working with a mouse. Basic computer knowledge in Microsoft Word and Excel.
      • Ability to review and understand a variety of resources and information including financial related information.
      • Proofread and verify written materials.
      • Read and process written and numerical information.
      • Operate a computer keyboard and adding machine.
      • Read alpha and numeric information on a computer monitor screen.
      • Ability to work independently and in a team environment.


      What you need to bring to the table:

      • Bachelor’s degree in a business related field.
      • 3 years commissioned lending experience.
      • Department hours are Monday-Friday from 8:00-5:00, but having the flexibility to meet the schedule needs of your clients is crucial for this role.

       

      Bring it all together:
      Responsible for soliciting referral sources to get mortgage loans, providing information during inquiries, and ultimately, if appropriate, inviting the client to make a mortgage loan application. When making a mortgage loan application this position interviews mortgage loan applicants in a friendly and efficient manner by securing an application and all supporting documents for submission to loan processing.

       

      What do I do now?

      • Apply with us!
      • Refer this opening to others!